Thanks Muse.
Also highlights what's happening in Australia. They are adding terminals at say 7k a year at the moment, if your gross contribution is right, then adding $18m of GP a year. (I had working on gross acquiring margin of 50% earlier on but haven't kept up so could well be up to 55%.
Not sure about assumption of less profit in NZ. Could be right but NZ banks have best ROE's in the world and acquiring has been an oligopoly so probably have good acquiring margins.
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